Interactive tools

Free Canadian financial calculators

Built for Canadian tax rules, contribution limits, and real financial goals — not American ones.

Debt Payoff Calculator: Avalanche vs Snowball

Enter your balances and rates to see your debt-free date and total interest under both methods, side by side.

Work out your First Home Savings Account room for 2026, including carry-forward, against the $40,000 lifetime cap.

Split your take-home pay across needs, wants and savings using the 50/30/20 rule, with Canadian cost examples.

Add up what you own and what you owe — including RRSP, TFSA and home equity — to see your real net worth.

Estimate your Ontario income tax, CPP, EI and Trillium Benefit, and see what actually lands in your account.

Estimate what an RRSP contribution gives back in tax, in any province, and see your 2026 contribution limit.

Find your exact TFSA room since 2009, including room restored by past withdrawals, before you contribute.