RRSP Tax Savings Calculator 2026
Estimate what an RRSP contribution gives back in tax, in any province, and see your 2026 contribution limit.
Last updated August 13, 2026
RRSP Tax Savings Calculator
Estimate your tax refund from an RRSP contribution — all Canadian provinces included
🍁 2026 Canadian tax rates What to do with your refund?
2026 RRSP contribution limit
18% of income, max $33,810
+ any unused room from prior years
The classic Canadian strategy: invest your RRSP refund straight into your TFSA. Both accounts work for you at the same time — the RRSP cuts your tax bill today, and the TFSA grows tax-free for tomorrow.
Estimated tax refund $0 Enter your details to calculate
Your gross income$0
Income after RRSP deduction$0
RRSP contribution$0
Marginal tax rate (combined)0%
Estimated tax refund$0
Effective contribution cost Contribution amount$0
Minus tax refund-$0
Net cost to you$0
Enter your details above to see your personalized RRSP analysis.
Disclaimer: These are estimates based on 2026 combined federal and provincial marginal tax rates, including the Ontario surtax and the Quebec federal abatement. They do not account for all credits, deductions, or other income. Always verify with the CRA or a tax professional. Rates current for the 2026 tax year.